You can get cash back up to a certain percentage on your groceries with a variety of credit cards. Among them are the Discover it Cash Back, American Express Blue Cash Everyday, and the Capital One Walmart Rewards card. Know how to get the maximum cashback on your card so you can maximize the value of your grocery shop purchases.
Capital One Walmart Rewards card
The Capital One Walmart Rebates card is a cashback credit line that's designed for frequent shoppers of the retailer. Although there's no sign-up bonus, this card provides high rewards for purchases made at Walmart. Its prime earning potential is great for the first 12 month, and you can use the rewards to purchase a variety of items.
The card offers a 30-day interest-free introductory period, and there are no foreign transaction fees. This makes it a great option for people with excellent credit. The only problem is that the card is available to Walmart customers who shop at Walmart. This card might not work if you only shop at Walmart.
Capital One cards do not allow cashback. However, points can be used to redeem for gift cards or travel offers. These points are non-expiring and can be redeemed online or via a mobile app. You can also call the credit card company to redeem them.
You can get cash back with Discover it
If you're looking to save some cash on grocery shopping, the Discover it Cash Back Credit Card is an excellent option. Participating grocery store customers can earn 1% cashback. You can also earn bonus cash back when you shop at health clubs. It allows you to use your card to enroll in eligible online or in-person training classes. This offer is not valid for purchases made at standalone health clubs.
Discover It Cash back is not easy to use, despite its many benefits. It requires some work to reap the benefits. Although rewards rates are high and it is very easy to use the program, you should be diligent about registering your card for quarterly reporting. You will likely fall short of your spending limit of $1,500 in certain quarters.
American Express Blue Money Everyday
American Express Blue Cash Everyday credit is a great option to make a little extra money at the supermarket. You'll also earn Rewards Dollars which you can use to reduce your monthly balance by 25. These can be used for groceries and other household essentials. Plus, you'll get a statement credit of $15 each month.
There is no annual charge and you can earn as high as 3% cashback at grocery stores and gas stations throughout the U.S. That means you'll earn nearly four Rewards Dollars a month just by filling your tank!
This card is perfect for those who spend a lot on clothes, groceries, and gas. This card offers a number of benefits including free secondary car insurance and two-year extended warranty on eligible purchases. Blue Cash Everyday is a great card for people who are always moving.