You have many options if you are looking for the best Mastercard card. Mastercard is partnered with banks and credit unions across the country to provide customers with great credit cards that offer perks and quick transaction processing. Mastercard can be accepted by almost all merchants. A credit card from another company might be a better option if you are a student or have poor credit.
Chase Freedom Flex
When you open a Chase Freedom Flex Mastercard, you can immediately start earning rewards in your pocket. You will receive a 0% introductory APR on purchases and balance transfers. There is also no annual fee. After that, the 0% APR will be variable, depending on your creditworthiness. The rewards are the same as other credit cards. You get 5% cash back for certain categories.
Chase Freedom Flex and Unlimited creditcards offer 5% cashback on travel and dining and 3% cashback in drugstores. The Chase Freedom Flex has rotating bonus categories which change each quarter. These bonus category offer customers additional cashback and customers can earn cash back of 5% if you spend at least $1.500 in these categories during the year.
Capital One QuicksilverOne
The Capital One QuicksilverOne Card Rewards Credit Card may be the best credit card option for people with moderate or good credit. There is an annual fee of $39 but you can still earn unlimited cashback of 1.5% on all purchases. Redeem the rewards in paper checks or statement credit. The credit card does not require you to have a high credit score. The credit card offers many benefits as long as you pay the bills on time.
Capital One QuicksilverOne Credit Card offers unlimited cashback on all purchases, except when you spend more that $3,000. This is a good rate for a credit card and the rewards don’t expire. However, you should always try to avoid overspending and always try to maximize your rewards.
Citi Double Cash
Citi Double Cash Mastercard is an excellent card for paying off high-interest debts. It offers a 1% cash back reward every time you make a purchase or pay off an account balance. There are no category restrictions and you can make any purchase with the card. The cash will be credited to your account if you make the minimum monthly repayment.
In August 2014, Citi Double Cash Mastercard was launched. The Citi Double Cash Mastercard is a competitor to the FIA Fidelity Amex. However Fidelity required an account. Since then, it has been considered a standard for cashback cards. It also allows you to convert your cashback to ThankYou point, offering higher rewards. Cardholders will now be able earn ThankYou points instead of cash starting in March 2022. These points are worth one cent each.
American Airlines Business Advantage Customized Rewards Mastercard Cash Rewards
For those who are looking for a creditcard that rewards business purchases and travel, the Business Advantage Customized cash Rewards Mastercard is a great choice. You will receive a $300 credit to your account after you have spent $3,000 on purchases within 90-days of opening the account. The flexible rewards structure allows you to match your spending and earn the highest rewards. To maximize your rewards, you can update your spending category every month.
Customers with a Merrill Lynch/Bank combined account balance or higher receive a special welcome bonus. There are a few categories that you can earn cash back, including 3.75% and 5.25% cash back. In addition, the first $50,000 of purchases combined will get you 3.5% dining rewards. Additional cash back is available for all purchases.