Many credit cards are available to people with good credit. Some have annual fees that can make them more expensive while others are completely free. The best interest rates are generally available to people with good to fair credit. Also, look out for cards that offer rewards. These rewards could be more than the annual fee or added to the card with other benefits.
Wells Fargo Active Cash
The Wells Fargo Active Cash credit cards may be the right choice for you if you are looking for a creditcard with generous rewards programs. You get a $0 annual fee, and you can earn unlimited rewards on all purchases. And it offers a number of unique features. Cash rewards can be used to redeem for merchandise, gift cards and statement credits. You can also redeem your cash rewards at Wells Fargo ATMs. It also allows you to deposit directly into your bank account. It doesn't cost an annual fee so there is no need to spend a lot on an initial period.
The Wells Fargo Active Cash creditcard card is a Visa Signature item. It is therefore accepted by almost all merchants. It does have a 3% foreign transaction charge. The card is still a viable option for most people, especially for domestic trips. If you have good credit, you can also ask Wells Fargo to increase your credit limit if needed, and you can also take advantage of the card's bonus cash.
Capital One SavorOne Cash Rewards for Good Credit
Capital One SavorOne Rewards credit cards offer a range of benefits to people with good credit. You can get unlimited cash back on dining out or other purchases. The card will be approved as long as your credit score is seven hundred or better.
One of the main benefits of the Capital One SavorOne Cash Rewards credit card is its cash back rate of 4%. The card also offers a $95 annual fee, and a $200 reward for early spends. Capital One Travel gives the card 5% cashback for hotel purchases. Vivid seats purchases are eligible for 8% cashback. It also offers 1% cashback on all other purchases.
The other benefits of the Capital One SavorOne Cash Rewards credit card are no annual fee and good cash back rates for dining, entertainment, and grocery shopping. This card offers great rewards on entertainment, streaming, and dining.
Chase Freedom Unlimited
Chase Freedom Unlimited offers great cash back credit cards for people with good credit. There is no annual fee, and the APR is 0% for 15 months. Purchase protection is available, which protects new purchases for 120-days from the date of purchase. This protection covers up to $500 per account and $50,000 each.
Chase Freedom Unlimited credit cards offer flexible redemption options. Cash back is available at no minimum and points can be redeemed for travel, gift cards, cashback or cash back. However, keep in mind that your point value may vary depending on how you choose to redeem them.
Chase Freedom Unlimited might be the right choice for you if your credit is good and you are looking for a cash-back credit card. The rewards program is very rewarding, with Lyft ride and restaurant rewards as well as drugstore purchases and dining out at restaurants. Chase Freedom Unlimited is free to join and has no annual fees.