There are many options when it comes to selecting the best home improvement credit cards. These include the Lowe's advantage card and the Home Depot Consumer Credit Card. The cards do have limitations such as no intro APR or deferred rates. These cards also do not offer many rewards programs.
Citi Custom Cash
The Citi Custom Cash credit card offers a solid rewards structure and the potential for huge cash back savings. There are a few things you need to know. For instance, the card has a $500 spending cap per billing cycle, so you'll have to plan your purchases carefully to get the maximum amount of cash back. Other than groceries, there is no bonus cash back.
Bank of America Customized Cash Rewards
Bank of America offers several credit cards that reward home improvements. The Customized Cash Rewards card from Bank of America is a great choice, as it offers exceptional rewards and has no annual fees. This card will earn you between 25 percent and seventy-five% back on purchases. It can be used for dining, home improvement, grocery shopping, gas, and many other purposes. There is no limit to how much you can spend on gas, groceries, or home improvement each month.
Lowe's Advantage card
Lowe's Advantage Card makes a great gift for anyone who has a home renovation project in mind. You get an ongoing discount of 5% on eligible purchases. There is no annual fee. You can also get promotional financing for major renovation projects. People often switch to Home Depot due to the 5 percent reward program. However, you might also want the Lowe's Credit Card benefits.
Lowe's Consumer Credit Card
When it comes to home improvement spending, the Lowe's Consumer Credit Card is a good option. The card gives you a 5% discount on all eligible purchases The discount can be applied instantly and is not calculated in points. Even if this card isn’t used frequently, it can provide outstanding savings.
Discover It Cashback Card
The Discover It Cash Back card offers a solid option, with a low annual cost and a rewards program. The first year offers balance transfers and purchases at 0% interest. The card offers a 0% APR on purchases and balance transfers for the first year. You will then be eligible to earn up to 5% cash back when you purchase certain categories of goods, such as groceries and restaurants. You can also earn cash back with the Discover card, which matches any cash earned during your first year.
Citi Double Cash card
The Citi Double Cash Card is the best home improvement card because of the great rewards it offers. When you balance your account, you can earn 1% back on purchases and 2% back on all other purchases. You also get more rewards than most other cards, such as travel and merchandise, and there's no annual fee.