
Bank of America offers its secured card holders the chance to return their security deposit. Bank of America will look at your account for one year to determine whether you are eligible to return the deposit. If you are eligible, your card will be allowed to be used just like an unsecured card. Bank of America's secured card does not require you to complete a separate application to get access to unsecured debt.
Capital One Platinum Secured Credit Card
Capital One Platinum Secured Credit Card requires that you make a small security payment in order to open your account. This amount can be as small as $49 or as large as $200. The deposit does not go towards making purchases, but it acts as collateral. However, if you decide to upgrade or close your account, the deposit will be fully refunded. You can also increase the credit limit by depositing more security deposits than the minimum. This could be as high as $1,000 depending on your financial situation.
As a result, the Capital One Platinum Secured Credit Card comes with several benefits that make it a good choice for those who are looking for a basic starter credit card. While this card does not offer rewards, it can be used to build credit steadily and slowly. Having good credit is essential for securing loans with low interest rates.

Discover it Secured Mastercard
Bank of American's Discover it Secured Mastercard is one of our top-rated credit cards. It has an annual fee and offers rewards that aren't available with an unsecured card. It is a great option if you have bad credit and want to build your credit. The downside is the high interest rate. The upside to this is that you can build credit without needing to deposit large amounts of money.
The approval rate for the Discover it Secured Credit Card is very high. This card is ideal for those with poor credit or no credit history. It also offers cash back rewards and rewards for paying your bills in time. For you to apply, your must be at most 18 years old. You also need a U.S. account and a bank routing #. Within a few weeks, you can expect to hear back from the bank.
Capital One BankAmericard
Capital One BankAmericard credit cards are a great choice for those who want a card without an annual fee and with no credit check. This card does not have an annual fee and requires a small deposit. This card can help you build credit history and improve your credit score. The only problem with this card is the inability to take advantage of its cash-back rewards program.
BankAmericard Secured Credit Card has a minimum $300 security deposit. This could be deterrent to some. Some competitors, however, allow customers to deposit as little as $200. The card has a late payment fee of $40. The BankAmericard Safed Credit Card is a good option for people who want credit history to help build their credit score. Its 3% foreign transaction fee and low minimum deposit make it a good choice for those who want a secure credit card with a high credit limit but don't have good credit.

Capital One BankAmericard has a higher credit limit than other banks, and requires a security deposit to secure a secured credit card. Maximum credit limit is $200. The minimum deposit amount depends on credit scores and financial history.