Credit cards are one of most convenient ways to pay for purchases. You can use them for everything from paying bills to booking travel. Many credit cards also offer rewards for spending. These points can be useful in building credit, which is key to getting credit card approval. The credit cards can be secured or unsecured.
Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Card: If simplicity is something you value in your financial life, this card might be for you. It comes with a flat rewards program that allows you to keep track of how much money you earn. It doesn't have any interest or annual fees. You can get a $200 credit line for as little as $49.
Capital One Quicksilver Cash Reward Credit Card offers 1.5% cashback on all purchases. Redeem your rewards with a statement credit (check), gift cards or statement credit. You will still be eligible for cash back as long you have an active account. You can also apply the cash back to previous purchases. This will allow you to reduce your credit card statement.
Indigo(r) Mastercard(r) Credit Card
While a card like the Indigo Mastercard doesn't offer rewards, you can still use it to build up your credit score and establish good financial habits. The credit limit is $300, so you should only make purchases that you can afford to pay off in full at the time of your statement. Late fees will be reduced if your bill is paid on time. It is important to remember that credit cards with high interest rates are not the best way of building credit.
It is quick and simple to apply for an Indigo MasterCard. An Indigo Mastercard application requires that you are 18 years old and possess a valid social safety number. Indigo will run a credit check to verify that you are who you say you are. Indigo does not accept requests for credit over the telephone, nor paper applications.
Wells Fargo Business Secured Visa Credit Card
Wells Fargo Business Secured Visa Credit Card for Business Owners with Bad or No Credit is available. It offers a variety of unique features. These cards come with low interest rates, no annual fees, and a rewards program which rewards customers who make purchases. With the Wells Fargo Business Elite Card you can earn 1 point for every $1 you spend. After spending $10,000, you could be eligible to earn up to 5k bonus points.
It's not hard to get a card. There are plenty of credit cards available to business owners who have bad credit. The Wells Fargo Business Secured Visa Creditcard makes a great start. It is one of the most accessible credit cards, with no annual fees.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Card can be a great option if you have good credit. Although some people think that applying for a Chase Card is difficult, it's not. You only need to have a certain credit rating and complete an application. If you have not yet reached this threshold, you can try competing with other credit card companies to improve your credit score before applying for a Chase credit card.
The credit card comes with a range of benefits including travel insurance, travel protection, and transferable points. It also features a Pay Yourself Back program, which allows you to get up to 25% additional rewards for your everyday purchases. In addition, you will receive $200 cash back after you spend $1500 within six consecutive months.
Citi Double Cash Cards
The Citi Double Cash Card is a great choice for people with high interest credit card balances. You get a 18-month 0% introductory rate on balance transfers, and a low transfer fee. Other benefits include $0 fraud defense and 24-hour fraud protection. The card can also be used to purchase tickets for presale events.
This card is perfect if you are a frequent spender and want to earn cashback. The card earns a solid cash back rate on every purchase, with no rotating categories or cash back calendars. It offers balance transfer privileges with a low introductory APR, so you can continue to use it even after you pay off the debt. Its simple rewards structure can be a powerful incentive to stay out debt and avoid interest-bearing credit card accounts.