There are many credit cards that offer cash back for groceries. There are three types of credit cards that offer cash back on groceries: the Discover it Cash Back, American Express Cash Everyday, Capital One Walmart Rewards, and the American Express Blue Cash Everyday. To get the most out of your grocery store purchases, make sure you understand how to get the most cash back from your card.
Capital One Walmart Rewards card
The Capital One Walmart Rebates card is a cashback credit line that's designed for frequent shoppers of the retailer. Although there's no sign-up bonus, this card provides high rewards for purchases made at Walmart. Its prime earning potential is great for the first 12 month, and you can use the rewards to purchase a variety of items.
The card offers a 30-day interest-free introductory period, and there are no foreign transaction fees. This makes it a great option for people with excellent credit. The only problem is that the card is available to Walmart customers who shop at Walmart. This card might not be suitable for you if only you shop at Walmart.
You can't get cash back on Capital One credit cards, but you can redeem your points for gift cards and travel deals. These points can be redeemed online with an app on your mobile phone, by calling the credit union, or through the phone.
The Cash Back Program: Discover it
The Discover it Cash Back credit card is a great option if you want to get a little extra cash back when you shop at the grocery store. Participating grocery stores will give you 1% cash back. The card also offers bonus cash back on purchases at health clubs. It also allows you to use your card for eligible virtual and in-person fitness classes. You should note that this offer does not apply to purchases at health clubs.
Despite its attractive benefits, Discover It Cash Back requires a little work to reap the rewards. Although the rewards rates are very high and the program is simple to use, it's important that you register your card for quarterly reporting. You will likely fall short of your spending limit of $1,500 in certain quarters.
American Express Blue Cash Everyday
American Express Blue Cash Everyday credit is a great option to make a little extra money at the supermarket. You can earn Rewards Dollars with this card which you can then spend in increments of 25 to repay your monthly debt. These can be used for groceries and other household essentials. Plus, you'll get a statement credit of $15 each month.
There's no annual fee, and you can earn as much as 3% cash back at grocery stores and gas stations in the U.S. With the American Express Blue Cash Everyday card, you'll earn Rewards Points every time you fill up your tank. This means that you can earn up to four Rewards Dollars each month just for filling your tank.
If you spend a lot of money on groceries, gas, and clothing, you'll love this card. The card comes with a range of benefits, including second car rental insurance free of charge and two-year extended warranty for eligible purchases. The Blue Cash Everyday card is a great option for people who are constantly on the go.